The Cost of IVF: Dollars and $ense [Oh, It’s Tuesday]

I’m really honored to have been asked to contribute to the multi-blog Dollars and $ense of Family Building Discussion. If you’re new to the this blog, I’ll start off with a simple overview of our family building process up to now. April 2007: I went off birth control. April 2008: After a year of trying to get pregnant to no avail, my husband, CH and I got a referral to a fertility specialist. Some people are surprised that I sought a medical opinion so soon, but hailing from a family of rabbits, I sensed that there was problem after the first six months of trying. September 2008: After lots of testing, and two failed IUIs, our problem was diagnosed, and we were told that our best option was IVF. We went through one egg retrieval and then had our first embryo transfer. October 2008: We got pregnant on the very first try, with five embryos making it into the freezer. June 2009: Our daughter was born January 2011: We started trying for a second child, this time with a natural (no fertility drugs) IVF cycle with one of our frozen embryos. I got pregnant again, but then I had a very early miscarriage. March 2011: We tried again, this time with a natural cycle and two embryos, but didn’t get pregnant. April 2011: I am now in the midst of one last IVF cycle, with a transfer of our last two remaining frozen embryos next week. So here’s the question that I’m answering for today’s Dollars and $ense blog: To what extent have finances determined the family-building decisions you have made? How have you able to balance financial considerations against other factors such as medical, ethical, emotional…? It’s interesting, because being a mom has...