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Hello Friday: Deal or No Deal

Dudes, it was a ton of fun talking about debt with you guys this week. And thanks for all of the insightful comments. If you have any future series idea, please let me know, and I’ll see what we can do.

That all said, I just want to revisit the importance of planning for your current lifestyle and NEVER the one that you think that you might one day have. Like I said, I’ve made that mistake, and so have several people I know. And it’s one of the fastest routes to out-of-control debt.

On the other hand, it’s also important to save money for the life you want down the line. If you see yourself living comfortably in old age, and you’re not saving for it right now, then there’s a good chance that you’re going to run into some trouble.

Those Fidelity commercials have become ubiquitous for a reason. Making your money count is not just for the rich anymore, and if you have steady income you might want to look into getting a financial advisor/planner, which is both cheaper and less complicated than you actually think it is.

Also, think about getting subscriptions to magazines like Money and Black Enterprise — surprisingly Money has a lot of great advice for the middle class and Black Enterprise, breaks money matters down so well and simply that I would recommend it for all races, income levels, and ages over 13.

Anyway, having preached that, I have to admit that though I don’t believe in easy money, I teared up a little after watching this Deal or No Deal clip. Not sure if it was become the woman was in a loving couple, or because I’ve just never seen anyone win on Deal or No Deal before, but I wanted to run up on stage and give her a hug, too. Check it out: